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Jw Neal Funeral Home


Basics To Notice When Considering Funeral Packages

It will be an emotional and distressing time when someone close to you dies. Even if you have been in a similar situation before, it does not make it easier to deal with emotionally. That is one of the main reasons why many people choose their own funeral packages, because they want to allow their family to time to grieve without the stress of making all the arrangements.

One of the main advantages is that you specify exactly what you would like. You plan the type of service you want down to the smallest details and perhaps more importantly, make your wishes known if you want to be buried, interred or cremated. Unless you have made your family fully aware of your wishes, it can and often does become an area of conflict.

A family plot in a cemetery may not be large enough for all the family members. Families need to be part of an informed discussion as to who will be buried in the family plot. If a burial plot or a vault is required the funeral director can be instructed to make the arrangements.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

The contract on a pre-payment plan should spell out the terms and conditions and details of the services agreed. Purchasers can pick and choose the services they are paying for in advance. It is important that the contract also sets out how your cash will be used and protected in the long term.

The legal requirements set out by the state for the selling funeral packages vary from one state to another. Prior to paying money into a fund it is advisable to check the rules applicable in the state you reside in.


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