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•  Funeral Services & Tips

•  Mortuary List & Tips

•  Cemetery List & Tips

•  Obituary Glossary & Tips

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•  Urns Glossary & Tips

•  Caskets Glossary & Tips

•  Funeral Cost & Tips

•  Funeral Flowers & Tips

•  Funeral Homes Tips

Basics You Should Expect When Choosing Funeral Service Packages

Being the individual with responsibility for making arrangements when a close family member dies can be stressful and emotional. It is a unique experience every time someone has to take on this responsibility. However, it can be much easier if the deceased has taken time to investigate funeral packages and set up their own plan.

If you choose to make your own plans you have the opportunity to have your wishes carried out precisely. You can make as many of the decisions or as little as you want. You can specify the flowers, the music, the type of casket and how your remains are to be disposed off. Choosing whether to bury, inter or cremate is often the subject of debate and disagreement between family members.

It is not unusual to have a family plot or vault in a graveyard. As the plot or vault belongs to the family, it needs to be a joint decision as to who is entitled to use it. The funeral director can purchase a plot on behalf of the family as part of a plan.

Pre-paid plans are available, or the alternative is to put money into a savings account or insurance policy until it is required. There is the possibility that prices will increase rather than come down before the account has to be paid in full. It is advisable to reassess your costs and arrangements every couple of years.

If you decide to pay in advance, read the contract carefully. Know exactly what you are paying for and how increased costs will impact on your arrangements. You also need to find out how your fund will be used or invested until the money is required.

The legal requirements set out by the state for the selling funeral packages vary from one state to another. Prior to paying money into a fund it is advisable to check the rules applicable in the state you reside in.