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Bocco Funeral Home


Facts You Should Notice When Picking Funeral Packages

When a loved one dies it is a very distressing and emotional experience, especially if you are responsible for making all the arrangements. It is an experience that will not get any easier, no matter how often you have been in that position. Individuals who decide to choose their funeral packages are helping their loved ones to cope with what is a very distressing and emotional time.

If you choose to make your own plans you have the opportunity to have your wishes carried out precisely. You can make as many of the decisions or as little as you want. You can specify the flowers, the music, the type of casket and how your remains are to be disposed off. Choosing whether to bury, inter or cremate is often the subject of debate and disagreement between family members.

If there is a family plot available, you can specify that you want to be buried in that grave. However, you should discuss and agree with family members that you have their approval to do so. Alternatively, you can instruct the funeral director to purchase a plot on your behalf.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

Your contract for a pre-payment plan should be read in detail. It should contain clauses setting out how any potential increases will affect your plan. The contract should also spell out how your cash will be invested and safeguarded until it is needed.

State regulations govern the sale of funeral packages and how the funds are invested and protected. Before signing up to a pre-payment plan individuals should be familiar with the rules that apply in their home state.


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