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Facts To Notice When Considering Funeral Service Packages

Being the individual with responsibility for making arrangements when a close family member dies can be stressful and emotional. It is a unique experience every time someone has to take on this responsibility. However, it can be much easier if the deceased has taken time to investigate funeral packages and set up their own plan.

Pre-planning allows you to state what you want to happen in the event of your death. You can plan the type of service, the flowers, the music and whether you wish a burial or a cremation. It makes it easier on the family left behind and eliminates the potential for conflict as your wishes are recorded and will be used to dictate what is to happen.

It is not unusual to have a family plot or vault in a graveyard. As the plot or vault belongs to the family, it needs to be a joint decision as to who is entitled to use it. The funeral director can purchase a plot on behalf of the family as part of a plan.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

If you decide to pay in advance, read the contract carefully. Know exactly what you are paying for and how increased costs will impact on your arrangements. You also need to find out how your fund will be used or invested until the money is required.

Each state is responsible for setting the regulations on funeral packages and pre-payments. Anyone intending to pay into a pre-payment plan should research the regulations set by their state authorities.